Military & Veterans
VA loan guidance, PCS support, and homes near JBSA. We understand military timelines because we have lived them.
Your benefits, explained clearly
$0 Down Payment
VA loans require no down payment, one of the biggest advantages over conventional and FHA loans.
No PMI
Private mortgage insurance is not required on VA loans, saving you hundreds per month compared to other loan programs.
Competitive Rates
VA loans consistently offer some of the lowest interest rates on the market, often lower than conventional loans.
Limited Closing Costs
The VA limits what lenders can charge in closing costs, and sellers can pay up to 4% in concessions to cover remaining costs.
VA Funding Fee
Most VA buyers pay a one-time funding fee between 0.5% and 3.3% of the loan amount, depending on down payment and usage history. The fee is waived entirely for veterans with service-connected disabilities. Jonathan, as a dual-licensed MLO, can walk you through the exact costs for your situation.
Homes near JBSA
JBSA-Lackland
The largest joint base in the Air Force, located on the southwest side of San Antonio. Home to Air Force basic training and the 24th Air Force.
JBSA-Randolph
Located in Universal City on the northeast side. Home to the 902nd Mission Support Group and several pilot training squadrons.
JBSA-Fort Sam Houston
In the heart of San Antonio. Home to Army North, Army South, and the Medical Education and Training Campus.
Your PCS roadmap
Connect Early
Reach out as soon as you get PCS orders. We will set up a remote consultation and start narrowing down areas that fit your family, timeline, and budget.
Tour Virtually or In-Person
If you cannot make it to San Antonio before your move, we do video walkthroughs and neighborhood tours so you can see homes before you commit.
Make an Offer with Confidence
We handle negotiations, inspections, and coordination with your lender so you can focus on the move itself. We work on your timeline, not the other way around.
Close and Settle In
Whether you close before you arrive or right after, we make sure the process stays on track. We can also connect you with local resources to make the transition easier.
Where military families live
Cibolo
Top-rated schools, master-planned communities, and a short commute to JBSA-Randolph. Popular with military families and first-time buyers.
New Braunfels
Hill Country charm with river access, great schools, and a growing community. About 30 minutes from JBSA-Lackland and 40 minutes from JBSA-Randolph.
Schertz
Affordable homes, family-friendly neighborhoods, and close proximity to JBSA-Randolph. Consistent demand from military buyers.
Helotes
Small-town feel on the northwest side with Hill Country views. Easy access to JBSA-Lackland and great for families wanting space.
PCS-ing to San Antonio?
We will help you find the right home near your base, navigate the VA loan process, and close on your timeline. No runaround, just answers.